One of the advantages of aging is becoming more knowledgeable. Throughout my life I have been mesmerized by stories of the elderly. Those stories could be about military experiences during World War II or the Korean war. I heard many stories about life during the Great Depression from the late 20s and early 30s. Sports enthusiasts would tell tales of legends such as Babe Ruth or Joe DiMaggio.

Now I am one of those telling stories about the past. My roommate from college was severely wounded in Viet Nam in 1967 and was the subject of a film documentary named Hill 875. The country has changed dramatically over the past 50 years. Education was always fully paid for. Today, college students have accumulated more than $1 trillion of debt. Since 2008, $7 trillion has been added to the national debt, and it is now over $18 trillion. When I entered college it was approximately $2.5 trillion (inflation adjusted). Shortly after I finished college the divorce rate in the US doubled and remains about the same today. There are 10 times more people in prison today than there were when I finished college. Does all this mean that America is doomed and the future of young people is bleak?

When I was a young man, a very wealthy client of mine had an expression that still exists today. "There are more opportunities to make money today than ever before. They are everywhere on every street corner. Just keep your eyes and ears open and you will see and hear them" The first time he told me that he got me all fired up and excited. I left his house and on my drive home I looked at every street corner, but I didn't see any opportunities. It wasn't until I gained more experience that I understood what he meant. The world is constantly changing and with every change is born an opportunity. Watch what is happening in the world and then take advantage of it by investing or entering a new business or changing your business. Opportunity is a constant. Always has been, always will be. You can find it between your ears. Look for it. It's there.